Whoever, having devised or intending to devise any scheme
or artifice to defraud, or for obtaining money or property by means of false or
fraudulent pretenses, representations, or promises, transmits or causes to be
transmitted by means of wire, radio, or television communication in interstate
or foreign commerce, any writings, signs, signals, pictures, or sounds for the
purpose of executing such scheme or artifice, shall be fined under this title or
imprisoned not more than five years, or both. If the violation affects a
financial institution, such person shall be fined not more than $1,000,000 or
imprisoned not more than 30 years, or both.
